Our Wealth Management Process

We gather information on you, your family, business and personal circumstances that factor into financial decisions. Special consideration is given to appropriate tax, retirement and estate planning objectives. We also gather and review all current financial documents.

We develop a comprehensive financial plan that enables us to accurately determine the asset level rate of return necessary to achieve a positive outcome to one’s financial goals. A written Investment Policy Statement (IPS) will serve to detail the customized investment strategy to be implemented that encompasses your specific risk tolerance, return objectives and unique circumstances.

We review our recommended allocations and portfolio design with you and coordinate the implementation of your plan with your other professional advisors (i.e. legal, tax, risk management) to provide a comprehensive solution that encompasses all aspects of your financial picture.

We consistently monitor your plan relative to changes in economic and market conditions and work with you to identify developments in your own circumstances that may affect your plan. At least annually, we review and update your financial plan to insure that your investment strategy accurately reflects your current financial needs and condition.